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This blog emphasizes the importance of starting early and leveraging the power of compounding to grow wealth. Using relatable analogies like India’s population growth and Virat-Anushka’s family tree, it explains how money multiplies over time. A comparison between simple and compound interest shows how ₹10,000 can grow 3.5x in 7 years at 20% annual return. It also demonstrates how monthly SIPs can turn ₹10,000/month into ₹18.6 lakh. Key concepts like CAGR and Mutual Funds are simplified, encouraging readers to invest consistently. The takeaway: Start small, start now, and let time and compounding do the heavy lifting.
When most people hear "crypto", they think of blockchains with sky-high gas prices, and congested networks. But, what if I told you that not all decentralized ledgers are blockchains? And that one of them is even backed by companies like Google, IBM, and LG, and is wonderfully solving the trilemma of speed, security, and decentralization? Want to know more? keep on reading and get in depth info on this future of decentralization.
This blog dives into Rule #1 of smart investing: “Save before you spend.” Through a tale of two colleagues, Sam and Adam, it contrasts impulsive buying with disciplined investing. While Sam falls into a debt trap buying a car on EMI, Adam saves and invests ₹20,000/month in mutual funds, PPF, and bonds. After 2 years, he uses his ₹5 lakh corpus to buy a corporate bond yielding 10%, which then pays his car EMI—without touching his salary. The takeaway? Build assets that pay for your liabilities. Future posts will explore compounding, diversification, and emergency funds in The Golden Rules of Investing series.
This opening post in the investing series tackles two major misconceptions: “Finance is all math” – Debunked with humor, explaining that understanding money is more important than being a math genius (thank you, calculators). “Saving is enough” – Compared to letting an apple rot on the counter, readers learn how inflation silently erodes money's value, making investing essential for real wealth creation. The tone is witty and conversational, designed to make financial concepts approachable and even fun. The blog sets the stage for upcoming posts on strategies, risk appetite, and wealth-building practices.
Building a production grade software isn't just about clean code or bug free feature completeness. It's more about designing scalable systems that are resilient, testable and secure. By means of this post, I'll be sharing how we should build scalable systems to last long.